Mr Money TV Podcast

In this episode of Mr Money TV, Back To Basics, we ask the question every Malaysian student eventually asks: is a postgraduate degree, a Master's or a PhD, actually worth the time, the money and the years you don't get paid? One of us spent six years doing a PhD. The other hires people and decides their pay. Together we break down what a postgraduate degree really does for your career.If you are a student considering postgraduate studies, a fresh graduate struggling to get hired, or a working professional hoping an advanced degree will finally get you that salary bump — watch this before you enrol.✅ Learn more about the MoneyMama: https://finlit.my/moneymama⏱️ Chapter Markers: 0:00 Trailer0:29 Intro0:57 How long is a PhD? 2:08 Why do PhD students work for free? 3:23 Does a PhD get you hired?6:08 Why hire a PhD? 10:00 Should you do an MBA before you work? 10:50 No job, so just go study? 11:32 So when is postgrad worth it? 14:03 What is Money Mama? Our AI money coach 18:03 What beats a degree?20:24 Does your…

In this episode of Mr Money TV, we break down whether getting a university degree is still relevant in today's rapidly changing job market. Do employers still care about paper qualifications, or do real skills matter more now? We talk about PTPTN student debt, outdated university syllabus, underemployment among fresh graduates, the low starting salary in science and engineering jobs, and the real-world transferable skills you need to get hired and get paid well.If you are a student choosing a course, a fresh graduate struggling to find a job, or a parent deciding whether to send your kid to university, this episode is for you.✅ We are hiring! Apply here now: https://finlit.my/mrmoneytvcareer⏱️ Chapter Markers:0:00 Trailer0:25 We Are Hiring!1:07 Is a Degree Still Relevant Today?1:34 Jobs That Still Need a Degree: Doctors and Scientists2:36 Degrees You Can Learn On the Job Instead4:19 Why University Syllabus Falls Behind the Industry5:46 Which Degrees Still Teach You How to Think7:33 Exams That Test Memory,…

In this episode of Mr Money TV, Back To Basics, Peter and Li Xin break down why more Malaysians are choosing to live in Seremban but work in KL. Why does a landed home cost RM2 million in KL but around RM600K in Seremban? Is the commute really as bad as people think? And how do you spot the next property hotspot before prices jump?Find out more about their 30A Home Rush campaign here: https://finlit.my/2p97mesnChapter Markers:0:00 - Intro0:49 - Why Live in Seremban but Work in KL?1:27 - RM2 Million in KL vs RM600K in Seremban4:19 - Peter Tries the Seremban–KL Commute6:32 - When Puchong Was "Too Far"9:01 - How a Property Hotspot Develops15:08 - Why Jobs Come Before Houses17:22 - The Shops That Signal Rising Prices19:11 - When Is the Right Time to Buy?21:30 - What Stage Is Seremban At?24:27 - Malaysia Vision Valley and 35,000 Jobs26:38 - Small-Town Life Near the City29:20 - About Matrix Concept Holdings31:28 - The Real Cost of Commuting37:01 - Saving on Food39:45 - The Investor's View43:26 - Final…

In this episode of Mr Money TV, Back To Basics, divorce lawyers Jing Man (The Salty Lawyer) and Hakim Sutton explain how divorce really works in Malaysia, under civil and Sharia law. Why does marriage cost RM30 but divorce RM3,000? How much does your ex-wife actually get? And how do husbands try to hide their money?Chapter Markers:0:00 - Intro0:48 - Meet the Divorce Lawyers3:09 - Can You Divorce Without a Lawyer?4:28 - How Divorce Works for Muslims14:27 - Valid Reasons for Divorce17:46 - Marriage Costs RM30, Divorce Costs RM3,00023:48 - How Long Does a Divorce Take?28:57 - Who Gets the House and Assets?31:58 - "My Job Was to Look Pretty"35:19 - The RM32 Million Case46:52 - Child Custody and Maintenance1:05:51 - Why Divorces Turn Bitter1:09:03 - Hiding Assets Before a Divorce1:21:18 - The Lawyers' Final Advice#MrMoneyTV #Divorce #DivorceMalaysia #DivorceLawyer #Marriage #SyariahLaw #FamilyLaw #MoneyAndMarriage #PersonalFinanceMalaysia #MalaysianPodcastCome say Hi to us at,🌐 Website:…

In this episode of Mr Money TV, Off The Book, we sit down with Ravi Kittane, Partner, Ernst & Young Consulting Sdn. Bhd., to talk about digital banks in Malaysia and around the world. In 2022, Bank Negara gave out five digital banking licenses. Four years later, none of these banks are profitable yet. We break down how digital banks work, why artificial intelligence (AI) helps small teams run a whole bank, and why small business owners need them the most. We also look at whether investors should treat digital banks as fast-growing tech companies or regular banks. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcampChapter Marker:00:00 Trailer 00:42 Introduction1:52 What an ideal digital bank looks like4:07 Which digital banks have actually succeeded globally5:22 What separates the winners — Starling's 200,000 tests8:31 Inside the licence race: 29 applicants, 5 licences10:10 How ChatGPT changed the game for Ryt Bank11:24 The RM3 billion asset cap, explained13:22 What banks…

In this episode of Mr. Money TV Hot Seat, we sit down with Treasury Secretary-General Tan Sri Johan Mahmood Merican, one of the people behind Budget 2027. Is this an election budget? Who really benefits from the RM2,000 minimum wage? And how can the government give out more, yet still spend less?We also get into oil prices, Malaysia's debt, pension reform and what the budget left out, plus what it actually means for a 25-year-old earning RM3,000.Chapter Markers:0:00 - Teaser0:38 - Meet the Treasury Secretary-General2:50 - Is Budget 2027 an Election Budget?5:15 - How the Budget Is Made14:47 - The New Individual Tax Relief18:21 - Taxing the Rich to Pay for the Middle?20:52 - RM2,000 Minimum Wage: Who Really Benefits?34:20 - Spending More but Shrinking the Deficit?37:06 - What If Oil Stays Above USD100?46:46 - How Much Is Malaysia Paying in Interest?50:24 - Pension Reform and Civil Service Costs56:44 - Earning RM3,000 at 25: What's in It for You?1:04:27 - GST, Sugar and RON95: What Wasn't Touched1:10:14 - Rapid…

In this episode of Mr. Money TV, we sit down with divorce lawyers Jing Man (The Salty Lawyer) and Hakim Sutton to find out why Malaysian marriages really fail. Is money truly behind 8 out of 10 divorces, or is it just a symptom of something deeper? What is the #1 sign a marriage is heading for divorce? And do people really get married for tax benefits and social media status?We unpack the money conversations every couple should have before saying "I do", from how social media comparison, RM50K confinement centres put pressure on marriages, to who should have the final say on the family finances.Chapter Markers:0:00 - Teaser1:03 - Meet the Divorce Lawyers3:02 - The Most Common Reasons for Divorce5:15 - Money: The Problem or Just a Symptom?6:53 - Does No Sex Lead to Divorce?7:25 - Advice for Couples About to Get Married9:19 - Comparison Is the Thief of Joy11:03 - Is Social Media Ruining Marriages?13:18 - What Lawyers Tell Clients Who Want a Divorce16:46 - Is Staying Married Better Than Divorce?18:30 - The #1…

In this episode, we sit down with Hezeri, a car reviewer with 25 years in the industry, to talk about the truths of buying a car that most reviewers won't say out loud. We break down why getting your loan approved doesn't mean you can afford the car, from maintenance costs that climb after year 5 to warranty fine print and the hidden risks of a 9-year car loan. Learn why repair bills are pushing some car owners into microloans, why test drive routes are chosen to hide a car's weaknesses, why you should never cheap out on tyres, and why it's time to stop treating cars like handbags. Hezeri also shares why he gave up a well-paid career to chase his dream, and why he'd rather get blacklisted than lie about a car.✅ Find out your Selamat value with the Selamat Calculator: https://finlit.my/selamatcalculatorChapter Marker:00:00 - Teaser00:24 - Introduction00:39 - The Biggest Car Buying Mistake01:43 - Loan Approved Doesn't Mean You Can Afford It03:59 - Recon vs New Cars07:11 - Why 9-Year Car Loans Are a Trap08:24 -…

In this episode, we break down the 5 core sectors of Bursa Malaysia that every investor needs to know: Consumer Products, Financial Services, Plantation, Utilities, and Industrial Products. We explore how each industry actually operates, what unique metrics to look for when evaluating companies, and the key trends shaping their growth. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcampChapter Marker:00:00 Teaser 00:37 Introduction: 5 Pillars of Bursa Malaysia 05:04 Sector 1: Consumer Products & Services 05:35 Consumer Staples vs. Consumer Discretionary 14:35 Why Operating Cash Flow is King 18:13 Sector 2: Financial Services 19:43 How Banks Really Make Money 22:08 Why Bank Liabilities Are Actually Assets 24:12 Assessing Bank Loan Quality & Default Rates 28:50 Sector 3: Plantation 30:35 Fresh Fruit Bunches (FFB) & Tree Age Profile 36:46 Key Risks in Commodity & Plantation Investing 37:56 Sector 4: Utilities & The Data Center Boom 42:00 Sector 5: Industrial Products &…

In this episode of Man Up Lah, we dive into one of the biggest questions when it comes to money, success and adulthood: What is your success number? How much is enough? What does success actually look like for you? And what happens when the number you’re chasing starts affecting your lifestyle, relationships and the way you live?We unpack what it really means to define success on your own terms and how you can start figuring out your own number.Chapter Markers:0:00 - Teaser0:45 - What Is Your "Success Number"?2:21 - Why You Need a Number in Life3:02 - The Sacrifice Behind Your Number5:38 - Everything Has a Price7:39 - Does Having a Number Reduce Stress?9:24 - Why We Keep Chasing More Money10:27 - The "Best Deal" vs The "Right Deal"12:13 - How Discipline Comes Into Play14:00 - Designing Your Lifestyle17:32 - What Happens When You Suddenly Have More Money?20:04 - How Much Does Your Lifestyle Really Cost?22:00 - Are You Spending Money Wisely?23:08 - Why Do We Buy Luxury?26:14 - The 6-Month Rule27:30 - How Do…

In this episode, we tackle the ultimate beginner question: When and how should you start investing? We break down simple financial rules to help you manage your money, from building your first RM1,000 emergency fund to splitting your extra cash 10/10 between savings and investments. Learn why single stocks offer better career and financial leverage than ETFs, how inflation secretly steals your cash, and why reading business news for just 3 months can turn you into a confident investor. ✅ Learn more about our Stock Investing Bootcamp: https://finlit.my/stockinvestingbootcamp✅ Learn more about the MoneyMama: Chapter Marker:00:00 - Teaser00:37 - Introduction01:21 - Why Should We Invest?02:53 - When to Start Investing03:34 - Emergency Funds & Liquidity05:15 - The RM1,000 & 10/10 Rule07:30 - The Trading Account Savings Hack09:46 - Why Pick Stocks Over ETFs11:43 - How Stock Analysis Boosts Your Career17:02 - How Inflation Steals Your Wealth19:36 - How to Filter 1,000 Stocks21:12 - The 3-Month News Challenge23:01 -…

In this episode of Man Up Lah, we dive deep into what it truly means to be a successful man in today's society. Is success strictly about earning capacity, or is it about managing your money, providing for your family, and keeping your spiritual life in check?How do you handle big adult pressure when life forces you to grow up overnight? Watch this episode to hear our honest stories about facing hard times, finding your true strengths, and using a simple 1% daily mindset shift to change your life.Chapter Markers:0:00 - Teaser0:30 - What Was Your Biggest Concern as a New Adult?2:35 - Can You Be Successful Without Being Rich? 5:28 - When Life Forces You to Grow Up Overnight 9:39 - How to Build a Career Around Your Strengths 15:00 - Avoiding the "Askhole" Trap & Knowing Your Limits 21:41 - Looking Back: Did You Expect to Get Here? 25:15 - The 1% Daily Mindset Shift for Success 28:52 - Next Episode Teaser: What Is Your Success Number? #MrMoneyTV #ManUpLah #Manhood #Adulthood #PersonalGrowth…

In this episode, Peter and YB Ng Sze Han talk about how Selangor is bringing in better tech jobs and improving public transport. We look at how the state is building the new IC Design Park, helping local businesses rely less on foreign workers, and making sure lower-income families are not left behind. From making housing more affordable and using "walking audits" to build safer walkways, to bringing top Malaysian talent back home, find out what it really takes to grow the state's economy and improve life for the people.✅ Learn more here: https://lphs.gov.my/Chapter Markers:00:00:00 - Teaser00:00:42 - Why Selangorians Don't Feel Rich Despite High Incomes00:04:00 - The Multiplier Effect: Empowering Local SMEs00:07:34 - Inside Selangor's IC Design Park00:10:27 - The Foreign Worker Dilemma & Automation00:17:47 - Growing Global Business Services & ASEAN Markets00:25:14 - Affordable Housing & Rent-to-Own Schemes00:29:18 - The Problem with Car-Centric City Planning & Walking Audits00:38:08 - Should Ministers Take…

In this episode, Peter sits down with Assistant Governor (AG) Dr. Norhana Endut from Bank Negara Malaysia. Together, they unpack what financial stability really means, why a strong and resilient banking system matters, and how Bank Negara Malaysia works behind the scenes to keep the financial system functioning smoothly through economic shocks and uncertainties. Chapter Marker: 00:00:00 - Teaser00:00:27 - Introduction00:02:41 - What Bank Negara Regulates00:03:10 - The Rise of Buy Now, Pay Later00:06:00 - How Banks Protect Buyers00:09:09 - New Tech and Bank Rules00:12:12 - Borrowing Money Safely00:16:40 - Lessons from the 1997 Crisis00:21:25 - Making Policies in Hard Times00:25:00 - Planning Ahead and Helping Businesses00:28:42 - The Truth About 40-Year House Loans00:32:16 - Stopping Unsafe House Buying00:34:51 - Getting Approved for House Loans00:37:24 - Bringing Better Jobs to Malaysia00:40:59 - Are People Really Spending Money?00:44:03 - Money Advice for Young Families00:46:32 - Future Goals for Malaysia…

In this episode, we tackle the question every fresh graduate asks: Should fresh graduates buy insurance or start investing first? We break down simple money rules to help you manage your first salary. Cap insurance costs at 10% of your pay and save 20% for your future. Learn the difference between medical cards and critical illness cash, why single adults can skip life insurance, and how checking your parents' old policies can save you money. Chapter Marker: 00:00 - Teaser & Introduction00:40 - Should Fresh Grads Invest or Buy Insurance First?01:10 - Emergency Protection vs. Long-Term Growth03:22 - Reviewing What Coverage You Already Have04:40 - The Insurance Priority Hierarchy for Young Adults06:48 - Do Single Fresh Grads Really Need Life Insurance?08:00 - Why Critical Illness Coverage is Essential13:23 - Medical Card vs. Critical Illness: What's the Difference?17:24 - How Much Critical Illness Coverage Do You Need?22:00 - The 10% Rule: How Much Should You Spend on Insurance?23:08 - Savings Insurance vs.…

In this episode, Peter sits down with Sean from Credit Guarantee Corporation (CGC), Lawrence from the Association of Banks in Malaysia (ABM), and Amin from the Association of Islamic Banking and Financial Institutions Malaysia (AIBIM) at Bank Negara's Sasana Symposium. Together, they break down how Malaysian SMEs can navigate global geopolitical shocks, compete against mass foreign market entrants, and leverage beyond-banking solutions, credit guarantees, and relief facilities to transform their growth. You'd think getting business financing is simply about having collateral and audited financials, but what if the real key to scaling is alternative data underwriting, capacity building, and strategic bank partnerships before a crisis hits? Let's find out how Malaysia's financial ecosystem is shaping the future of SME resilience and economic growth.Chapter Marker: 00:00:00 - Teaser00:01:01 - Panel Introduction & Opening00:01:58 - What is Credit Guarantee Corporation (CGC)?00:03:55 - Role of Association of…

In this episode, Peter sits down with Tengku Zafrul, former Minister of Finance, to unpack the inner workings of Malaysian governance, economic policy, and institutional reform. Together, they break down what really went wrong in institutional scandals like Tabung Haji, how corporate discipline and "Report Cards" can transform ministry execution, why Malaysian wages remain low despite strong GDP growth, and what it truly takes to transition from a top bank CEO into a government minister.What happens when a corporate leader steps into the high-stakes world of politics to tackle systemic inefficiency, wage stagnation, and divisive political narratives? Let's find out how Tengku Zafrul approaches economic reform, institutional accountability, and building long-term career resilience.Chapter Markers:00:00:00 - Teaser00:00:47 - What Went Wrong at Tabung Haji?00:04:35 - Institutional Misgovernance in Malaysia00:07:43 - The Government "Report Card" Mechanism00:11:44 - Targeted Assistance & Policy Outcomes00:13:40 -…

In this episode, Peter sits down with Tien Long, Managing Director at FedEx, to uncover the hidden rules of corporate leadership, hiring, and career progression. Together, they break down how top executives evaluate job candidates in the first 10 minutes, how to successfully transition from an individual contributor to a great leader, and how to deal with underperforming employees or career stagnation.You’d think getting promoted is simply about working hard and delivering results, but what if the very skills that made you succeed as an individual contributor are holding you back from becoming a respected leader? Let's find out how master leaders navigate high-stakes corporate decisions, manage difficult team dynamics, and build long-term career growth.Chapter Markers: 00:00:00 - Teaser 00:00:55 - How Executives Evaluate Candidates 00:01:56 - The Interview Test 00:08:14 - Why Intentionally Making Interviews Uncomfortable Works 00:11:44 - The #1 Interview Red Flag That Kills Your Chances 00:18:00 -…

In this episode, we tackle the question every fresh graduate asks: how should you actually budget your first salary? Peter breaks it down into two simple frameworks the 50/30/20 rule for those living with parents, and a 40/30/20/10 variation for those renting outstation but the real lesson goes far beyond the math. We dig into why most people can't stick to a budget past a few months, the psychological reason "spending first" quietly kills your savings, and how something as ordinary as upgrading to a slightly nicer room or signing a car loan can silently break the numbers you worked so hard to balance. Chapter Markers:0:00 - Teaser0:35 - Introduction0:58 - Two Types of Fresh Grads: Living With Parents vs. Outstation1:40 - Two Budgeting Rules: 50/30/20 vs. 40/30/20/102:24 - Breaking Down the 50/30/20 Rule6:48 - The Real Enemy of Your Savings: Habit, Not Returns11:58 - The Room Upgrade Trap: Why "Extra" Budget Isn't Free Money14:02 - Lifestyle Inflation: Why You Can't Go Back to Your Student Era16:26 - The…

In this episode, Peter sits down with Prof. Dr. Yong Chen Chen, an expert in labour market research and wage structure design. Together, they break down what it actually takes to redesign job roles, restructure pay scales, and build a workplace where employees are rewarded for true value in the age of AI. You'd think getting a salary raise requires working longer hours or accumulating endless tasks. But what if repetitive work actually caps your pay, and the real path to earning more is working with tech to redesign your job? Let's find out how. Chapter Markers:00:00:00 - Teaser00:00:30 - Introduction00:01:31 - How Job and Pay Redesign Work00:05:34 - Using AI Without Replacing Workers00:08:52 - How Bosses Prepare Staff for Change00:13:53 - How Knowledge Banks Protect Your Job00:20:38 - Two Ways Companies Run Work00:25:23 - How Smart Work Funds Pay Raises00:34:16 - Simple Ideas vs. Costly Fixes00:39:58 - Fixing Boss-Worker Communication00:56:40 - How to Use Systems Thinking at Work01:01:22 - How Bosses…

In this episode, Peter sits down with Khairy Jamaluddin, who stepped away from politics for three years before deciding to go back. Together they talk about what it actually takes to walk back into something that once cost you everything.You'd think leaving politics means you needed a way out. But what if he built a better life without it, and still went back anyway? Let's find out why.Chapter Markers00:00:00 - Teaser00:00:36 - Introduction00:02:40 - Why he entered politics00:14:05 - Losing his seat and everything with it00:15:00 - Getting sacked from UMNO and rebuilding from zero00:19:15 - Why the pull of politics never left him00:32:56 - The apology story with Zahid00:56:31 - Fixing Malaysia's broken healthcare system01:00:46 - What's actually wrong with education01:07:49 - His vision for Malaysia's next 10 years#MrMoneyTV #malaysianfinance #KhairyJamaluddin #MalaysianPolitics #MalaysianPodcastCome say Hi to us at,🌐 Website: https://www.mrmoneytv.com/📘 Facebook: /mrmoneytv🐦 Twitter:…

In this episode, we sit down and discussed about why Apple products are suddenly getting so expensive. It turns out that the global AI boom is buying up all the memory chips, creating a massive shortage for our everyday gadgets. We break down how this shortage is driving up your costs and how you can actually profit from it. Learn how to "follow the money" past obvious names like NVIDIA to discover hidden investment opportunities in the AI supply chain.This episode is in collaboration with Moomoo.✅ Learn more about Moomoo: https://finlit.my/mmtv40*Code: MMTV40*Deposit from RM1,000 and claim up to RM1,500 worth of rewards including Apple (AAPL) FREE shares. T&Cs Apply.Chapter Markers:0:00 - Teaser0:36 - Introduction1:19 - The Massive Apple Product Price Increase2:49 - The Real Reason: Hardware & Memory Chips5:00 - How AI Development is Causing a Chip Shortage8:23 - The 85% Profit Margin: Why Your Laptop Costs More11:18 - Moving Beyond NVIDIA: Exploring the Industry Chain14:02 - How to Get Your Moomoo Special…

In this episode, we break down the massive Tabung Haji scandal following the declassification of the Royal Commission of Inquiry (RCI) report. How did a fund created to help everyday Malaysians save for Hajj end up with a RM10 billion total loss? We expose the creative accounting tricks used to mask major losses—from fake asset valuations and shifted impairment thresholds to paying executive bonuses of up to 13 months during losing years. We also look at bad investments like the FGV IPO, how a RM19.6 billion government bailout rescued the fund, and the key reforms protecting depositors today.Chapter Markers:0:00 - Teaser0:27 - Introduction0:40 - The Tabung Haji RCI Report3:50 - The RM4.8 Billion Profit Gap6:12 - Why Was the RCI Report Delayed?8:46 - What is Tabung Haji & How Does Hajj Queueing Work?12:08 - Off-Market Transactions & Banking Rumors16:34 - Accounting Trick 1: Realizable Asset Value vs Audited Value22:51 - Political Appointees & Loose Standards24:28 - Accounting Trick 2: Manipulating Impairment…

In this episode, we break down a burning question for Malaysians: Can we still afford medical insurance? With medical inflation hitting a staggering 16%, many policyholders are feeling the pinch of rising premiums. But is it purely because insurance companies want more profit, or are there deeper structural issues at play? From unregulated hospital charges like room upgrades and basic supplies, to patients and even doctors exploiting loopholes, we uncover the hidden costs of private healthcare. We also explore how the introduction of 1 million ringgit coverage limits accidentally triggered a massive spike in medical billing, and reveal the truth about doctor consultation fees. Chapter Markers: 0:00 - Teaser 0:23 - Introduction 1:49 - The Reality of 16% Medical Inflation 3:02 - The Structural Problem: Regulated vs. Non-Regulated Fees 7:13 - The "Coke Theory" in Private Hospitals 10:08 - Are Patients Abusing Their Medical Cards? 13:58 - Hospital Loopholes & Delayed Discharges 18:53 - Hospital Wars: Why You Pay…

In this episode we break down a burning question for Malaysian pensioners and everyday investors: how did a company manage to fool not just KWAP, but some of the smartest institutional investors in the world? From fabricated bank statements and shell companies to a claimed fish tank count that turned out to be over ten times the real number, the details of this fraud are staggering. But is this really just a story about KWAP being careless with our money, or does it reveal something more uncomfortable, that even world-class due diligence can't always catch a well-built lie?Chapter Markers:0:00 - Teaser0:34 - Introduction2:35 - It Wasn't Just KWAP — Temasek & SoftBank Got Scammed Too5:50 - How eFishery Pulled Off the Scam11:54 - Why Auditors Might Miss This16:03 - What Happens to KWAP's Pension Money Now?18:58 - Unicorns & Startup Funding, Explained21:49 - Can We Really Blame KWAP?30:14 - Final Takeaway: Do Your Own Due Diligence#MrMoneyTV #KWAPScandal #eFishery #PersonalFinanceMalaysia #InvestmentScam…

In this episode we break down a burning question for young Malaysians and aspiring parents: How much money do you really need before having a baby?We are constantly told that raising a child in Malaysia especially in KL is impossibly expensive. From hospital bills and confinement centers to daycare, education, and lifestyle inflation, the numbers can feel overwhelming. But is it purely a financial barrier, or is lifestyle expectation the real driving cost?Chapter Markers:0:00 - Teaser0:26 - Introduction8:55 - The Real Cost of "Expectation" 12:57 - The Real Cost of Confinement in Malaysia30:59 - Why Some Women Feel Trapped as Stay-at-Home Moms33:31 - The Myvi Effect: Why Everything Feels More Expensive36:01 - The Housing Math That's Changed Between Generations38:15 - What Our Gynae Told Us Before We Even Had Kids42:31 - Final Thoughts #MrMoneyTV #CostOfRaisingAKid #PersonalFinanceMalaysia #ParentingMalaysia #MalaysianParents #FamilyPlanning #MalaysianPodcastCome say Hi to us at,🌐 Website:…

In this episode, Peter sits down with Vanessa, who left her life in New Zealand six years ago to take over her father's fragrance and incense business, Foo Kwai Heong. Together they pull back the curtain on what actually happens when a business is "already built for you". You've been told that inheriting a family business is the easy path, it's already there, already funded, already yours. But what if being handed something on paper means nothing until you've earned it all over again, from zero? Vanessa gave up an stress-free, dream life in New Zealand to walk into a company where nobody trusted her, including, at times, her own father. Let's look at what it actually takes to turn "already yours" into something you've truly earnedThis episode is in collaboration with Volvo Car Malaysia.✅ Learn more about the Selamat Calculator:👉 https://finlit.my/selamatcalculatorChapter Markers00:00:00 - Teaser00:00:28 - Introduction00:00:58 - What does every Malaysian working in a family business need to know?00:05:33 -…

In this episode, we break down the ongoing debate among Malaysians: Should you work in Malaysia or Singapore? We've been told our whole lives that crossing the border to earn Singapore Dollars is the ultimate shortcut to financial success. But what if the relentless stress, achievement-tied identity, and lifestyle trade-offs mean it isn't automatically the right choice for everyone? ✅Learn more about Synology BeeStation: 👉 https://finlit.my/synologybeestationChapter markers:0:00 - Teaser 0:30 - Introduction11:15 - Career Growth for Malaysians in Singapore MNCs11:56 - Singapore as a Gateway to Global Career Opportunities21:07 - The COE Car Quirk & Real Cost of Living22:39 - Dating Without a Car: Lifestyle Differences23:44 - The Johor Arbitrage: Earn SGD, Live in Malaysia26:27 - The Hidden Cost: Singapore's Hustle Culture28:50 - Achievement-Tied Identity (Even Among Kids)32:21 - How School Determines Your Future37:01 - Why Malaysia Offers More Business Freedom39:35 - Which Environment Do You Want to Raise a…

In this episode, we break down the real debate happening across Malaysian social media right now Buy Now, Pay Later versus credit cards. From the small, harmless purchases that get us into BNPL in the first place, to the actual numbers behind interest rates, repayment traps, and who these products were really built for, this is a look at how two very different tools can lead to the exact same place: debt.We've been told our whole lives that credit cards are the safe, responsible choice, and BNPL is the reckless one people should avoid. But what if the product everyone trusts without question is actually the one quietly keeping Malaysians in debt the longest?00:00 - Teaser00:29 - Introduction: BNPL vs Credit Card01:19 - How Credit Cards Actually Work02:06 - BNPL's Explosive Growth Since COVID03:56 - Why Credit Cards Check Your Income (And BNPL Doesn't)05:52 - A Hard Question: Who Is BNPL Really For?09:41 - BNPL Just Got Regulated In Malaysia11:05 - The First Principle: What Actually Makes Debt "Evil"12:07 -…

Timtiah’s video In this episode, Peter sits down with Timothy Tiah, the co-founder of Nuffnang, the blog ad network he took all the way to a stock market listing, and the man now behind Colony and the bakery Dough by Mac. Together they pull back the curtain on what really happens after you "win": the day Tim sold his company, the money hit his bank account, and he felt nothing. You've been told your whole life that more money, a bigger title, and a nicer car mean you've made it. But what if the chase for more is the very trap draining your health, your time, and the people you love? Tim has hit the goals most of us only dream of. Yet he says the money you really need is far less than you think. Let's look at what "enough" really means. This episode is in collaboration with Volvo Car Malaysia. ✅ Learn more about the Selamat Calculator: 👉 https://finlit.my/selamatcalculator Chapter Markers 00:00:00 - Teaser 00:00:28 - Introduction 00:00:47 - What's one money lesson every Malaysian needs to know? 00:03:37 - How…

Look around you. You or someone next to you is probably wearing Uniqlo right now. This brand quietly took over our closets. It started as a cheap little shop. Now, it is a giant global company. It even paid millions to put its name on the LA Dodgers baseball stadium! But how did a tiny Japanese tailor shop change the way the whole world buys clothes? In this video, we break down the smart business moves and the high-tech secrets that helped Uniqlo grow. We also look at the dark side and the hidden problems behind their success. Chapter Markers: 00:00 Intro 00:57 The Company That Turned Basics Into An Empire 05:46 The Tragedy of The Bubble Burst 08:57 The Harajuku Gamble & The Triumph of the Fleece 11:20 Hacking The Machine (SPA Model & Wearable Tech) 17:58 The 2026 Empire and The Dark Truth #uniqlo #businessstrategy #successstory #businesscasestudy #retailbusiness #entrepreneurship #companyhistory #moneychannel #fastfashion #fastretailing #tadashiyanai #lifewear #fashionbusiness Come say Hi to us at, 🌐…

Many people think global warming is just about far away floods and melting ice. But the scary truth is that hot days are secretly taking money out of your pocket, and you won't even notice the damage until it is too late. In this episode, Peter talks with Dr. Renard Siew about the hard truth of what is happening to our weather and your money. He has spent decades studying nature, how cities are built, and serves as the President of the Malaysian Carbon Market Association. He shares a clear warning: if we ignore these problems, our food will disappear, houses will lose value, and businesses will lose a lot of money.Chapter Markers:00:00 - Teaser00:52 - Introduction01:09 - Why a 1°C rise speeds up deadly viruses07:18 - Climate change vs your grocery bills11:11 - The truth about Selangor water shortages13:58 - Climate mitigation vs adaptation explained18:12 - Check this massive risk before buying a house30:11 - Singapore vs Malaysia: Sponge city design46:00 - The personal tragedy that changed my life59:48 -…

In this episode, we talk about the real cost of buying and driving a car in Malaysia. From the hidden traps like petrol, tolls, and parking that completely eat up your monthly cash, to the scary reality of locking yourself into a 9-year bank loan. We are always told that getting a nicer ride is a sign that you've made it. But what if your car loan is the exact thing keeping you stressed out every single month? Let's look at the numbers.✅Learn more about Jerry - Coworking Space: 👉 https://finlit.my/JerryChapter Markers: 00:00:00 - Teaser00:00:28 - Introduction00:00:47 - How much should you earn to buy a car?00:01:42 - The 10 percent instalment rule00:01:51 - Hidden car costs you forgot to count00:04:12 - The real cost of living in KL00:05:50 - Total monthly loan limits00:06:06 - When can you upgrade your car?00:07:19 - Why a 9-year loan is a trap00:08:24 - What car can you buy for 1,000 a month?00:11:20 - Peter's past multi-car mistakes00:12:11 - Can fresh grads even afford used cars?00:13:21 - Taking the…

In this episode, Peter breaks down the real story behind Astro, the TV giant that used to be in almost every single Malaysian household. From the golden days when we all happily paid our monthly bills to watch our favorite shows, to the moment they lost their biggest lifeline—the FIFA football rights—this is a brutal look at how a massive company got too comfortable, refused to change, and let the internet completely take over our living rooms.We’ve been told our whole lives that giant companies backed by the government will last forever. But what if the exact thing that made Malaysia's biggest TV company untouchable for over 20 years is the very thing that caused it to completely fall apart? 00:00:00 - Teaser 00:03:16 - The Early Days: How Astro First Started 00:05:46 - The 20-Year Monopoly Agreement 00:08:47 - The Golden Era: Making Billions From Our Monthly Bills 00:11:42 - How Internet Speeds and Netflix Changed the Game 00:13:26 - The Threat: How Cheap TV Boxes Arrived 00:16:01 - Why Companies Stopped…

In this episode, Peter sits down with Cha-ly, an urbanist, data scientist, and the CEO of Urbanometry , along with Sterling, the head of Urbii. Together, they pull back the curtain on Malaysia's massive 1.9 million vacant houses crisis , why our current transport spending is completely backward compared to the rest of the world , and the brutal reality of what happens when emotional biases completely blind us to hard urban and financial data. You've been told your whole life that buying a car is the ultimate milestone of adult success and freedom. But what if that very car and the heavy fuel subsidies keeping it running is actually a psychological trap draining up to 30% of your disposable income , leaving you stuck in a city built entirely for automobiles instead of people? Chapter Markers 00:00:00 - Teaser 00:00:33 - What is an Urbanist? 00:01:31 - Malaysia vs. Singapore: What’s Flawed With Our Urban Planning? 00:05:34 - The Last Mile Paradox: Why the Only Sustainable Transport is Your Legs 00:07:41 - Fuel…

Are you hoping your company loyalty will keep you safe at work? You are not alone. Many workers think staying at a job for years automatically brings job safety and big pay raises. But the scary truth is that company loyalty is dead, and many people do not realize their work is slipping until it is too late. In this episode, Peter talks with Aunty HR about the hard truths of surviving and growing in your career. She has spent 20 years in recruitment , managed teams of up to 50 people , and worked under more than different bosses. She shares a clear reality check: hard work and loyalty will no longer guarantee a promotion or save you from getting fired. Chapter Markers: 00:00 - Teaser 00:32 - Gen Z vs. Boomers: Why the office is clashing 02:29 - Why the younger generation won't stay quiet 04:35 - Working less but doing more05:23 - How to give harsh feedback without being mean 08:16 - Why fresh grads shut down when you disagree 10:17 - Why it’s actually good when people quit 11:26 - When keeping "loyal"…

John-Son Oei, CEO of EPIC Homes, is known as the man who builds homes for the Orang Asli. He has helped build 400 homes across 5 states, with each home taking just three days to finish. But behind these big numbers is a deeper story. It all started with a house John-Son once received, and how that gift changed the next 16 years of his life.In this episode, John-Son opens up about starting with zero construction experience, the floor that collapsed on the day they thought they had finished, and why he believes the house was never the main point. He also talks about how not knowing everything can actually give you the courage to start. Hear how he stood by his choices when no one believed in him, and the amazing moment where everything came full circle.This is not just a story about charity. It is a story about finding your true purpose and building something that lasts.If you drink, don't drive. For non-Muslims, aged 21+ only.#connorsmy #connorsstoutporter #daretobedifferent #fromzerotoceo…

In this episode, we break down the real reasons behind the Ringgit’s sudden slide down to 4.15 against the US Dollar. We clear up the confusion about how local political rumors and high US interest rates combine to shrink your purchasing power and explain the mystery of why Singapore managed to escape the drama completely to hit an 11-year high. Chapter Markers:00:00:00 - Teaser00:00:26 - Why did the Ringgit start sliding again? 00:01:25 - How election rumors drop a country's currency 00:03:01 - Why high US interest rates pull money away from Asia 00:04:44 - The Singapore Mystery: How they hit an 11-year high while neighbors struggle 00:08:04 - Why Malaysia can't easily copy Singapore's strategy00:10:04 - How a weak Ringgit drives up your daily cost of living 00:11:48 - Where is the Government? What Bank Negara does behind the scenes 00:13:09 - Spotting the Winners: How to make money on stocks that benefit from a low Ringgit 00:15:44 - Outro & Next Topic: Is AI a good investment? #MalaysianRinggit…

In this episode, we tear down the traditional Asian property mindset, dissect how modern property economics have drastically shifted since our parents' generation, and reveals the actual math of renting versus buying in today's market.You've been told your whole life that buying property is the safest thing you can do with your money. But what if that advice is the very thing that could trap you in a 30-year jail sentence? Chapter Markers: 00:00:00 - Teaser 00:00:44 - Why Everyone Feels Forced to Buy a House 00:02:32 - Why Your Parents' Property Advice is Outdated 00:07:30 - The Harsh Reality of Housing Prices vs. Salaries 00:13:32 - A Smarter Strategy for Your First Property 00:16:50 - Renting vs. Buying: The Real Math 00:19:39 - Inheriting RM8 Million Cash vs. a RM4 Million House 00:23:37 - Residential vs. Commercial vs. Industrial: Where is the Real Money? 00:29:30 - How Much Should You Earn Before Buying a House? 00:32:54 - Why Joint Name Properties are a Financial Trap 00:35:43 - Final Advice: You Can't…

Are you in credit card debt and don't know where to start? You are not alone. The average Malaysian owes almost 12,000 ringgit in credit card debt. And the scary truth is, most of us don't even realise how deep we are in it until it's too late. In this episode, Peter sits down with Rajen, one of Malaysia's most experienced licensed financial planners, to have the honest conversation about credit card debt that most people are too embarrassed to start. Rajen has trained debt counsellors at AKPK, written about personal finance for over 11 years in the New Straits Times, and has worked with Malaysians across every income level. And what he has found is this, earning more does not automatically get you out of debt. 💰 Build A Real Savings Habit The easiest way to save money is to put it away and forget about it. Start growing your savings safely with BSN SSP today. i. Start with just RM10, save minimum RM3,000 for a chance to win RM1 million every month! ii. Earn up to 2.5% profit every year to grow your money…

You've been told your whole life that buying property is the safest thing you can do with your money. But what if that advice — the same advice your parents, your friends, and every property guru out there has been giving you — is the very thing that could trap you for the next 35 years?In this episode, Peter sits down with Gin, a property expert who has personally reviewed over 240 properties across Malaysia. What he has seen inside those properties — and the stories behind them — will change the way you think about property investment forever. Chapter Marker: 00:00:00 - Teaser 00:00:37 - The Biggest Lie About Property Investment 00:01:52 - Is Rental Income Really Passive? 00:04:37 - What's Flawed With the Asian Property Mindset? 00:11:24 - What's the Most Dangerous Property Advice Out There? 00:13:51 - How Do Developers Mark Up Properties to Fund GRR? 00:17:31 - Is GRR Even Legal? 00:21:00 - Should the Government Intervene With GRR? 00:27:08 - What Do You Look For When Viewing a Property? 00:28:12 - What's…

Iran now controls who passes through the Strait of Hormuz, and 20% of the world's entire oil supply flows through it. While ships from every other country are being blocked, Malaysia keeps getting safe passage. But with people queuing for petrol at stations overseas, should Malaysians actually be worried? We sat down with Dato Dr. Ilango, a 33-year veteran of Malaysia's Foreign Service and former Ambassador to Lebanon, for one of the most important conversations about Malaysia's position in the world that you probably haven't seen yet. His answer will change the way you see Malaysia's place in this world. Chapter Marker: 00:00 - Intro 00:40 - Why Malaysia Has This Unique Position 02:36 - The Analysis: Bell Curve 05:16 - Why This War Is Different 09:23 - Strait of Malacca 16:02 - The Opportunity 29:42 - The Threat & The Four-Signal Tool 43:04 - Personal Advice for Regular Malaysians #greenlane #IranWar #OilCrisis #Malaysia #StraitOfHormuz #StraitofMalacca #MalaysiaEconomy #MalaysianBusiness #Geopolitics…

In this episode, I sit down with the Deputy Director of Bank Negara Malaysia to break down how Malaysia’s financial system actually works. From the role of Bank Negara in managing the economy, inflation, and the strength of the ringgit, to a behind-the-scenes tour exploring the history of money in Malaysia, this episode simplifies complex monetary concepts and shows how central banking decisions affect everyday Malaysians.

Is it real, or is it a scam? William built his online persona around supercars, luxury, and the “Rich Dad” image, a lifestyle that’s attracted massive attention and just as much skepticism. Behind the flash, he operates as a private investor, leveraging capital, networks, and positioning in ways most people don’t fully understand. In this episode, we break down the reality behind his wealth, why he intentionally presents such a provocative image online, and how he actually makes money. We also dive into his views on privilege, opportunity, and why social media can distort what success really looks like. If you’ve ever questioned online “rich” creators or felt unsure about what’s real on your feed, this is a grounded look at perception vs reality, and what it actually takes to build and sustain wealth today. Chapter Marker: 00:00 Trailer 00:27 Who is Rich Dad William? 02:18 How William built his wealth 04:28 William’s background and early life 06:13 Differences in lifestyle and views on money 08:23 How…

David walked away from a comfortable expat career across China and Singapore to build Deemples, a golf social app that connects golfers to play together. What started as a personal frustration became a platform now serving over 150,000 users across Malaysia, Singapore, Thailand and Indonesia. In this episode of From Zero to CEO, we break down how he validated the idea before quitting, built traction while still employed, survived COVID, pivoted into monetisation, and scaled in a slow, traditional industry with no direct competitors to copy from. If you’re thinking of turning a hobby into a business, this is a real look at what it takes: patience, calculated risk, and the willingness to commit fully when there’s no guarantee it will work. If you drink, don't drive. For non-Muslims, aged 21+ only. #connorsmy #connorsstoutporter #madetobedifferent #fromzerotoceo #success #business #entrepreneur #money #celebrateresponsibly #mrmoneytv #deemples #malaysiastartups #golf Come say Hi to us at, 🌐 Website:…

In this episode I talk to Mr Teong, CEO of GDEX, to unpack the real leadership lessons behind building one of Malaysia’s most recognised logistics companies. Mr Teong shares:• The day he lost 14 salespeople because of his leadership decision • How he handled a RM19 million loss without collapsing the team • Why admitting mistakes makes your company stronger • The importance of emotional stability as a CEO • Why sustainable business matters more than market valuationIf you are an entrepreneur, business owner, corporate leader, or aspiring founder, this episode is a masterclass in mature leadership.Chapters:00:00 – Highlight00:34 - Intro02:15 – Mr Teong’s Journey Into GDEX08:40 – Early Leadership Mistakes14:22 – “Lost 14 Sales People In One Day”17:00 – Learning To Respect Employees31:37 – Facing A RM19 Million Loss32:20 – How To Stay Calm During Crisis41:25 – Ego, Mistakes & Leadership Growth44:00 – Why Emotional Discipline Matters48:10 – Running A Sustainable Business53:30 – Advice For Entrepreneurs56:00 –…

Most people think building a business means moving fast, but what if moving slower is actually harder?I sat down with Ethan and Esther from Dododots, and what surprised me wasn’t how ambitious they were, it was how careful they were. Careful about decisions. Careful about impact. Careful about what kind of business they actually wanted to build.We talked about money, work, pressure, and why different people see “success” very differently depending on how they grew up.If you drink, don't drive. For non-Muslims, aged 21+ only.#connorsmy #connorsstoutporter #madetobedifferent #fromzerotoceo #success #business #entrepreneur #money #celebrateresponsibly #mrmoneytv #communitybuilding #dododots #startupmalaysia--Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel…

My son just turned 5. Under the new National Education Blueprint, he can enter Standard 1 next year.And I’m terrified not because he’s not capable, but because the system isn’t ready.This policy affects 400,000 children every year.Every parent with a 4–6 year old is facing the same silent question:Is my child ready and is the system?In this video, we break down:• Why January-born kids will dominate and December-born kids will struggle• How scrapping the School Readiness Assessment created a “Voluntary Trap” for parents• Why classroom ratios and teacher shortages turn this into a high-stakes gamble• How a label at age 6 can cost a child RM3.1 million in lifetime earnings• Why this policy is brilliant in principle but dangerous in executionCheck out MoneyMama👉 https://finlit.my/mama-erStay updated on money, markets & big shifts like this, straight to your inbox daily.👉 https://TheCoffeeBreak.co/?ref=MMTV Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: /…

In this episode of From Zero to CEO, Peter sits down with Raymond Khue from OLOIYA, to talk about what really goes into building a business when there’s no hype, no shortcuts, and no guarantees.Raymond shares the quiet side of entrepreneurship, being questioned by family, obsessing over product quality, and choosing consistency over speed when nobody is watching. This isn’t a story about overnight success. It’s about doing the same hard things, every day, until something finally works.If you’re building something and wondering whether the slow path is worth it this conversation is for you.🎯 In this episode, you’ll learn:- What it feels like when your own family doubts your decision-Why “boring execution” is often the real advantage- How product obsession builds trust over time- Why rushing growth can destroy a business- What it takes to keep going when progress feels invisibleIf you drink, don't drive. For non-Muslims, aged 21+ only.#connorsmy #connorsstoutporter #madetobedifferent #fromzerotoceo #success…

This video is brought to you by Taylor’s University.Is an accounting degree still worth it in the age of AI? 🤖📊Everyone’s saying accountants are being replaced, but what’s really changing, and what skills are still irreplaceable?In this video, we break down how AI is shaping accounting, and hear from real accountants about the future of their work. If you want a degree that actually keeps you ahead of the curve, this is the video for you.🎓 Ready to future-proof your accounting career? Check out Taylor’s Bachelor in Accounting (Fintech) (Honours) here: https://bit.ly/4pRFm45 Come say Hi to us at, 🌐 Website: https://www.mrmoneytv.com/​ 📘 Facebook: / mrmoneytv​ 🐦Twitter: / https://x.com/mrmoneytvchnl?s=21📱 Instagram: https://www.instagram.com/mrmoneytv ​ 🖊️ LinkedIn: / mr-money-tv 🤳 TikTok: @mrmoneytvchannel 🎙️Podcast:https://open.spotify.com/show/1EhftKY...For business & job enquiries, do contact us at,✉️ collabs@finlitmedia.co#taylorsuniversity #bachelorinaccounting #ai #fintech